Are you looking for the best WooCommerce store credit plugins? If you are, keep reading this post. We will show you 6 of the best plugins in this post.
Seeking to enhance customer loyalty and streamline refunds? A WooCommerce store credit plugin lets you provide store credits as a flexible payment method, an alternative to traditional coupons or gift cards.
With the right solution, you can manage store credits, reward customers, and improve checkout experiences.
In this guide, we’ll explore the best WooCommerce store credit plugins for your store.
First, let’s see what to look for in WooCommerce store credit plugins.
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What to Look for In WooCommerce Store Credit Plugins
Choosing the right WooCommerce store credit plugin is essential if you want to improve customer retention and streamline payments.
A good plugin should let you provide store credits, issue a store credit coupon, or even allow customers to use credits as a payment method during checkout.
Here are the key factors to consider:
- Easy management of store credits – Track credit balance, issue store credits, and adjust them directly from your WooCommerce dashboard.
- Support for coupons and gift cards – A plugin that integrates with existing WooCommerce coupons or gift cards makes credit redemption seamless.
- Refund to store credit – Instead of issuing cash refunds, ensure the plugin supports refunding directly as store credits.
- Flexible credit usage – Customers should be able to redeem credits across multiple purchases until the credit is exhausted or the coupon expires.
- Customer loyalty features – Look for plugins that tie credits into a loyalty program to reward repeat customers and increase engagement.
Best WooCommerce Store Credit Plugins
In a nutshell, the best WooCommerce store credit plugins we will list are:
- YITH WooCommerce Account Funds
- Smart Coupons for WooCommerce
- Store Credits & Gift Cards for WooCommerce
- WooCommerce Wallet
- FastCredit Pro
- Store Credit for WooCommerce
Let’s take a closer look at each option.
1. YITH WooCommerce Account Funds
YITH WooCommerce Account Funds is a premium plugin that enables storefronts to offer a store credit system, allowing customers to deposit funds into their accounts and use them for future purchases.
It supports partial payments using this credit and allows the merchant to define minimum and maximum deposit amounts. Customers can view their fund balance in the “My Account” section.
The plugin offers features like email reminders when balances are low, discounts on credit deposits to encourage usage, and integration via shortcodes or widgets so you can display deposit options anywhere.
It’s well-suited for stores wanting to enhance loyalty, increase cash flow by having funds up front, and simplify checkout options using built-in credit payments.
Features
- Allow customers to deposit/store credits into their account with defined minimum and maximum amounts
- Partial or full payments using stored funds at checkout
- Email notifications when account funds are running low
- Discount incentives on credit purchases (for example, pay $90, get $100 credit)
- Widgets and shortcodes to place deposit forms in various locations (footer, product pages, etc.)
Pros
- Enhances customer loyalty by offering funds that encourage repeat purchases
- Improves cash flow since funds are collected ahead of product purchase
- Flexible payment methods allowed for fund deposits
- Clean “My Account” interface for customers to monitor deposits and spendings
- Supports partial credit use, which gives customers more flexibility
Cons
- Premium plugin requires payment to unlock full features
- May need a good configuration to avoid misuse of credit incentives
Pricing
YITH WooCommerce Account Funds is a premium WordPress plugin. The pricing starts at $79.99 a year.
2. Smart Coupons for WooCommerce
Smart Coupons for WooCommerce is a freemium coupon-code plugin that provides advanced discount and coupon management tools.
It lets shop owners create WooCommerce coupons with bulk discounts, BOGO (“Buy One Get One”) offers, auto-applying discount codes, and rules based on product categories, user roles, or shipping and payment methods.
Customers can view available coupon codes on the Cart or My Account page, and unique coupon URLs can be generated for marketing campaigns.
The plugin integrates smoothly with WooCommerce, making it a strong tool for stores that want to enhance promotions, loyalty, and checkout flexibility with store credit-like features or coupon-based incentives.
Features
- Create advanced coupon types including BOGO, bulk, percentage or fixed discounts
- Auto-apply coupons when cart conditions are met (e.g. product count, total amount)
- Restrict coupons by product, category, user role, shipping or payment method
- Unique coupon URLs and coupon shortcodes displayed in Cart or Account page
- Schedule coupons for seasonal or time-based promotions
Pros
- Powerful coupon features help drive sales and loyalty
- Customers get better visibility of valid coupons which reduces friction at checkout
- Flexibility to control where and how coupons apply
- Helps simulate store credit features through coupon-based incentives
- Good free version with sufficient basic features
Cons
- Some premium features (like advanced coupon rules) are only available in the paid version
- Managing many coupon types may become confusing
Pricing
Smart Coupons for WooCommerce is a freemium plugin. The pricing for the premium version starts at $89 per year for a single-site license.
3. Store Credits & Gift Cards for WooCommerce
This plugin allows store owners to offer both store credit coupons and gift cards that customers can purchase for themselves or others. Store credits act like reusable coupons and refund alternatives, letting customers use them at checkout for products or services.
You can also manually issue credits, adjust balances, and track usage through detailed logs. Gift cards are digital and easily redeemable, with flexible options for how they’re applied (before tax, after tax, included shipping, etc.).
The plugin integrates cleanly into the WooCommerce checkout flow and account page, making it ideal for stores focused on loyalty, refunds, and enhancing customer retention via credit-based payment options.
Features
- Sell gift cards as products or issue them directly from the admin
- Store credit coupons redeemable at checkout
- Manual adjustment of credit balances via dashboard
- Detailed credit log to track usage and refunds
- Admin control over coupon usage rules (expiry, limits, product/category restrictions)
Pros
- Combined gift card + store credit functionality in one plugin
- Helps increase repeat purchases and customer loyalty
- Smooth redemption process for customers during checkout
- Refunds can be issued as store credit rather than cash
- Reliable tools for managing credit balances and usage
Cons
- Premium plugin only; no free version available
- Feature set may be more than needed for very simple stores
Pricing
Store Credits & Gift Cards for WooCommerce is a premium WordPress plugin. The pricing starts at $49 per year for a single-site license.
4. WooCommerce Wallet
Wallet for WooCommerce lets users add funds to a wallet and use those funds for future purchases. It supports partial wallet redemption at checkout, a separate wallet payment gateway, fund transfers and requests, plus gift vouchers and auto-top-ups.
You can also set an expiration for wallet balances and send email notifications for wallet activity. This plugin works well for shops wanting to provide store credit, improve checkout speed, and manage store credits seamlessly.
Because it includes features like refunds to wallet, bonus funds on top-ups, and integration into the WooCommerce dashboard, it suits stores looking for both credit-based payments and loyalty enhancements.
Features
- Wallet top-up and optional bonus funds on qualifying top-ups
- Partial usage of wallet balance at cart & checkout, or full payment via wallet gateway
- Fund transfer between users + withdrawal options (Bank Transfer / PayPal)
- Gift voucher module to issue voucher codes redeemable into wallet balances
- Balance expiration settings and email alerts for wallet activity
Pros
- Flexible payment method: use a wallet or mix with other payment gateways
- Loyalty features like bonus funds and gift vouchers improve customer engagement
- Refunds can go to the wallet balance instead of cash, which aids the store credit system
- Automatic top-ups and user transfers enhance user control over their credits
- Clear “My Account” balance display helps transparency
Cons
- Premium plugin only; there is no fully free version
- Some powerful features require careful setup and configuration
Pricing
Wallet for WooCommerce is a premium plugin. The pricing starts at $79 per year for a one-site license.
5. FastCredit Pro
FastCredit Pro is a premium WooCommerce plugin designed to turn your store into a prepaid credit-based shop.
With this plugin, you can offer credit-bundled products that customers buy in advance and then use those credits to make future purchases, including physical items, digital downloads, or bookings.
It supports variable and simple products, lets you update individual customer credit balances, and displays credits on the “My Account” page or anywhere via shortcode. You can also set credit expiry, restrict mixed cart checkouts (credit + currency), and provide top-up options when credits are insufficient.
For stores wanting a more seamless credit system rather than managing traditional coupons or refunds, FastCredit Pro simplifies store credit handling in WooCommerce.
Features
- Prepaid credit bundles that act like products in your shop
- Dedicated credit-based payment gateway to allow checkout with stored credit
- Display of credit balance on the account page and via shortcode
- Auto-expire credits after a defined number of days
- Support for both simple and variable products with credit purchase options
Pros
- Offers greater flexibility than coupon-based store credit systems
- Customers enjoy seeing their credit balance anywhere, and top-up options
- Credit expiry helps manage liability and ensures old credits don’t linger
- Smooth checkout process when using credit only or mixed credit/currency cart
- Detailed control over credit behavior per product
Cons
- Premium plugin only, no free version
- Advanced settings (variable product credit, credit expiry) might require some configuration effort
Pricing
FastCredit Pro is a premium WooCommerce plugin. The pricing starts at $119 per year for one site license.
6. Store Credit for WooCommerce
Store Credit for WooCommerce lets store owners create Store Credit coupons that customers can redeem during checkout. You can send credit to customers via email, allow credits as gifts, and set rules like expiry dates or limits per coupon.
Credits can be used until they are fully exhausted, allowing partial redemptions over multiple purchases. The plugin supports restrictions by product or category, discounts also on shipping if enabled, and you decide how it works with taxes.
It’s well-suited for stores looking to simplify refunds, build loyalty, or offer gift-card-like functionality integrated with WooCommerce.
The plugin integrates into the WooCommerce dashboard and complies with standard checkout flows to make setup straightforward.
Features
- Create store credit coupons redeemable at checkout
- Gift credit to customers or allow purchase of credit for others
- Limit credits to specific products or categories, and configure expiry or usage limits
- Option to apply credit coupons before or after taxes; include shipping if needed
- Control stacking of credit coupons with other coupons or limit to individual use
Pros
- Flexible coupon rules allow for precise control over credit usage
- Acts like a gift card or a refund tool, which enhances customer loyalty
- Multiple purchases are allowed under one credit coupon until the credit is exhausted
Cons
- No free version, so cost may be a barrier for small or new stores
Pricing
Store Credit for WooCommerce is a premium plugin for WooCommerce. The pricing starts at $89 per year for a single-site license.
Frequently Asked Questions
Now, let’s take a look at some of the frequently asked questions and answers.
What is WooCommerce store credit, and how does it work?
WooCommerce store credit is a feature that allows store owners to provide credits to customers instead of cash refunds or discounts.
A store credit coupon can be applied during checkout, just like a regular WooCommerce coupon. Customers can use store credit for related products or services and continue making purchases until the available credit is fully used.
How do I add store credit in WooCommerce?
To add store credit, you can use a dedicated store credit plugin. Most plugins let you create a store credit coupon and send it to a specific customer via their email address.
You can set the credit amount, expiry date, and even restrict its use to particular products or categories. The store credit documentation provided by plugins like YITH WooCommerce Account Funds explains how to configure store credit settings in detail.
Can I use store credits as a gift card option for my customers?
Yes, many WooCommerce plugins allow you to sell store credit coupons as gift cards. A customer can purchase a store credit coupon, which another customer can then redeem during checkout.
Gift cards for WooCommerce are often managed through the account page, where customers can check their remaining credit and pay the balance if needed.
What are the benefits of using store credit coupons instead of regular coupons?
Store credit coupons are truly effective for improving customer retention. Unlike standard coupon types, store credits enable customers to make multiple purchases until the balance is fully utilized.
This makes them an excellent tool for loyalty programs, refunds, or when you want to offer store credits instead of a one-time discount.
How can I manage store credits and refunds with WooCommerce plugins?
Plugins provide options to create and manage store credits easily. You can refund to store credit instead of issuing cash, grant store credits manually, or automatically generate a unique store credit coupon code.
With this system, credit is automatically restored if an order is canceled, helping you avoid the manual effort of restoring credit for a coupon.
Can customers redeem multiple store credit coupons during the checkout process?
Yes, depending on the plugin settings, customers can apply multiple store credit coupons at checkout. Some plugins allow stacking, while others let you limit usage to one coupon at a time.
It’s important to configure store credit settings carefully, as multiple store credit coupons can impact your pricing strategy.
Do I need any special plugin to sell or manage store credit in WooCommerce?
Yes, the default WooCommerce coupons don’t provide a built-in way to create a store credit coupon. To enable this feature, you’ll need a dedicated coupon plugin such as YITH WooCommerce Account Funds, Smart Coupons, or Store Credit for WooCommerce.
These plugins provide store credit documentation, coupon features, and store credit settings that make it easy to create, manage, and redeem credits as a form of payment.
Conclusion
Managing store credit in WooCommerce can significantly enhance customer loyalty and improve the overall shopping experience.
By offering flexible store credit options, you can provide your customers with multiple ways to redeem value, encourage repeat purchases, and simplify refunds.
Implementing a store credit system helps streamline checkout processes, integrates seamlessly with coupons or gift cards, and allows store owners to maintain better control over credit balances.
Understanding how to use store credits effectively, manage account balances, and provide a smooth redemption process ensures that your WooCommerce store meets customer expectations while boosting engagement.
A well-structured store credit strategy is an essential tool for building lasting customer relationships and improving sales performance.
Which plugin are you going to use?
Let us know in the comments.
